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Director of Credit Products page is loaded

Director of Credit Products

Apply locations Dallas, TX time type Full time posted on Posted 2 Days Ago job requisition id JR104227

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News ' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com .

Responsibilities:

Product Management

· Assist in screening and evaluating new business and product ideas.

· Support lifecycle management of credit and investment banking products, including documentation and coordination with stakeholders.

· Contribute to business case development and technology scoping.

Product Strategy & Development

· Collaborate with internal partners to support execution of strategic roadmaps for loan products.

· Research and recommend technology solutions to improve loan process efficiency.

Process Optimization & Project Management

· Support cross-functional initiatives to implement credit product enhancements and operational improvements.

· Apply Six Sigma principles to assist in process analysis and improvement.

· Track project milestones, provide updates, and escalate issues as needed.

Risk Control Self Assessment (RCSA), Control Testing, and Issue Management

· Support annual refresh of RCSAs and control testing activities.

· Maintain procedural documentation and assist in issue resolution planning.

Continuous Improvement

· Track and report loan activity cycle times.

· Analyze data to identify inefficiencies and support process improvement initiatives.

· Collaborate with partners to implement automation and AI-driven enhancements.

Collaboration and Stakeholder Management

· Coordinate with frontline teams, Risk, Compliance, and Audit to ensure alignment.

· Foster collaboration across business units to support client-focused initiatives.

Regulatory and Industry Expertise

· Monitor regulatory changes and assist in ensuring compliance.

· Apply knowledge of C&I lending to support product development.

Work experience:

· 10+ years of experience in commercial lending, credit underwriting, or consulting related roles within a corporate or commercial banking environment.

· Experience in Commercial Banking and associated Lending and Deposit products.

· Experience with Treasury Services, Capital Markets, and Derivatives is preferred.

· Expertise in credit risk management and underwriting processes for C&I companies.

· Strong understanding of regulatory requirements and risk management best practices.

· Project management certification (e.g., PMP) and/or Six Sigma certification (Green Belt or higher) highly preferred.

· Proven track record of managing complex projects with multiple stakeholders and delivering results on time and within budget.

· Experience with treasury, capital markets, foreign exchange, and derivatives products is a plus.

· Exceptional organizational, analytical, and communication skills.

Competencies/Skills:

· Strategic thinker with a proactive approach to problem-solving.

· Strong relationship-building and interpersonal skills.

· Excellent verbal and written communication skills.

· Strong attention to detail and ability to multi-task.

· Advanced project management and process optimization capabilities.

· Competency in documenting business processes and procedures.

· Commitment to fostering a culture of collaboration, accountability, and operational excellence.

· Familiarity with leveraged finance credit products preferred.

· Superior knowledge of Microsoft Office applications required; SQL or PowerBI skills are a plus

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

About Texas Capital Bank

Texas Capital Bank is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people's success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital Bank, we do more than build business success. We build long lasting relationships.

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital Bank was recently named the #1 most trusted bank in the country on Newsweek's inaugural list of America's Most Trusted Companies

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